Website Terms of Service

Act 60 Sprint — a trade name (DBA) of Coiners LLC, a Wyoming limited liability company
Effective date: June 14, 2026

Interim, non-binding placeholder — subject to attorney review. These terms are an interim draft intended to let us operate with a small number of early clients while keeping risk bounded. They are not a substitute for licensed legal counsel and are not guaranteed to be enforceable in any jurisdiction. They will be reviewed and replaced by attorney-drafted, jurisdiction-correct terms.

1. Acceptance of these Terms; eligibility

By accessing or using act60sprint.com (the "Site"), any calculators, quizzes, checklists, or other tools on it (the "Tools"), or any service offered through it (collectively, the "Service"), you agree to these Terms of Service ("Terms") and to our Privacy Policy. If you do not agree, do not use the Service. You represent that you are at least 18 years old and able to form a binding contract. The Service is intended for adults evaluating a potential relocation to Puerto Rico and is not an offer or solicitation where prohibited by law.

2. What the Service is — and is not (non-advisory orchestration)

Act 60 Sprint is operated by Coiners LLC, a Wyoming limited liability company. Act 60 Sprint is a non-advisory orchestration, information, and lead-generation service. We help you organize information, prepare and package materials, use educational tools, and coordinate with an independent licensed professional.

Act 60 Sprint is NOT a law firm, NOT a certified public accounting (CPA) firm, and NOT a tax, legal, accounting, or financial advisor. We do not practice law or accounting, do not provide tax, legal, accounting, or financial advice, and do not prepare, sign, or file Puerto Rico Act 60 decree applications or any tax return. No attorney-client, accountant-client, or other professional or fiduciary relationship is created by your use of the Service, by submitting information, or by any communication with us. Nothing on the Site is an opinion about your specific situation.

3. Role of the independent Licensed Partner

All regulated work — including review, professional sign-off, preparation of any opinion, the actual decree application, and any filing — is performed solely by an independent, Puerto Rico–licensed professional (the "Licensed Partner") who is engaged directly by you or referred by us. The Licensed Partner is solely and exclusively responsible for that regulated work, for any professional advice given to you, and for the sufficiency, accuracy, and outcome of any filing. Act 60 Sprint does not control, supervise, or guarantee the Licensed Partner's services, judgment, availability, or results, and is not responsible or liable for them. Your relationship with the Licensed Partner is separate from your relationship with Act 60 Sprint and is governed by your own engagement with that professional.

4. Informational Tools — estimates only, not a determination

The Tools (including any "0% vs 4%" calculator, eligibility or qualification quiz, residency/day counter, cost calculator, comparison tool, or checklist) are general illustrations and educational information only. They generate estimates and illustrations based on the inputs you provide; they do not assess your specific situation, do not determine your eligibility, residency status, tax treatment, or savings, and do not constitute tax, legal, accounting, or financial advice or any professional determination. Outputs may be inaccurate, incomplete, or inapplicable to you. Any indication of "fit," "interest," or routing is a non-binding informational signal, not a determination that you qualify or fail to qualify for anything. Do not rely on any Tool output to make any decision, move, filing, or payment. Verify everything with the Licensed Partner or your own advisors.

5. No guarantee of outcomes

Act 60 Sprint does not guarantee, warrant, or promise any decree approval, eligibility, tax rate, tax treatment, savings, refund, audit result, or any other outcome. Results depend on your facts, on the Licensed Partner's independent judgment, on government action, and on factors outside our control.

6. Deadline and rate framing — current law, not a guarantee

Any reference to a December 31, 2026 application deadline, to 0% or 4% rates, to program durations (such as through 2035 or 2055), or to similar program features is based on current law, including Act 38-2026, which remains subject to final endorsement by Puerto Rico's Financial Oversight and Management Board (FOMB). The law, rates, deadlines, eligibility requirements, and program features may change or may not take effect. Nothing on the Site is a promise or guarantee that any deadline, rate, or benefit will apply to you.

7. Your responsibilities; accuracy warranty

You are solely responsible for the truthfulness, accuracy, and completeness of all information you submit, and you represent and warrant that it is true, accurate, and complete. The Service's usefulness depends entirely on accurate inputs; inaccurate or incomplete information can produce wrong results and can jeopardize any filing made by the Licensed Partner. You agree to use the Service only for lawful purposes, to comply with applicable law, and to retain and rely on your own licensed professional advisors (your own attorney, CPA, and tax/financial advisors) for advice about your situation.

8. Limitation of Liability

To the maximum extent permitted by law: (a) the Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement; (b) Act 60 Sprint, Coiners LLC, and their owners, members, officers, employees, contractors, and agents (the "Act 60 Sprint Parties") will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any lost profits, lost savings, lost tax benefits, tax liabilities, interest, or penalties, or for any decision, filing, move, or payment you make; and (c) the Act 60 Sprint Parties' total aggregate liability for all claims arising out of or relating to the Service will not exceed the total amount of fees you actually paid to Act 60 Sprint in the three (3) months immediately preceding the event giving rise to the claim (and, if you paid nothing, will be limited to USD $100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you. This clause's enforceability in Wyoming and Puerto Rico must be confirmed by the attorney.

9. Indemnification

You agree to defend, indemnify, and hold harmless the Act 60 Sprint Parties from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) information you submitted that was untrue, inaccurate, or incomplete; (c) your reliance on any Tool output or content contrary to these Terms; (d) your decisions, moves, filings, or payments; (e) your dealings with the Licensed Partner or any third party; or (f) your violation of these Terms or of any law.

10. Assumption of risk

You acknowledge that relocation, residency, and tax matters are complex, fact-specific, and subject to legal and regulatory change and to government scrutiny. You knowingly and voluntarily assume all risk associated with your use of the Service, with any decision you make, and with any reliance on informational Tools or content, and you agree to confirm all matters with the Licensed Partner and your own advisors before acting.

11. Intellectual property

The Site, the Tools, and all content, software, text, design, logos, and marks are owned by Coiners LLC or its licensors and are protected by intellectual-property laws. You receive a limited, revocable, non-exclusive, non-transferable license to use the Site for your own personal, non-commercial evaluation. You may not copy, scrape, reverse-engineer, resell, or create derivative works without our written permission.

12. Third-party links and services

The Site may link to or reference third parties, including the Licensed Partner and other service providers. Those parties are independent; we do not control or endorse them and are not responsible for their content, services, or conduct. Your dealings with any third party are solely between you and that party.

13. Governing law; venue; binding arbitration; class-action waiver

These Terms are governed by the laws of Wyoming, without regard to conflict-of-laws rules. Except as prohibited by law, any dispute arising out of or relating to the Service or these Terms will be resolved by final and binding individual arbitration administered by the arbitration body designated in our then-current published terms under its applicable rules, seated in Wyoming, and not in court, except that either party may bring an individual claim in small-claims court. You and Act 60 Sprint waive any right to a jury trial and to participate in any class, collective, or representative action; disputes will be brought only in an individual capacity. If the class-action waiver is found unenforceable, the arbitration provision is void as to that claim and it proceeds in the courts of Wyoming. Note: arbitration and class-waiver enforceability, consumer-arbitration cost rules, and any mandatory Puerto Rico consumer-protection venue rules must be confirmed by the attorney; this clause is a placeholder.

14. Right to amend these Terms (with notice)

We may modify these Terms at any time. We will post the updated Terms with a new effective date and, where practical, provide notice (for example, by posting on the Site or emailing registered users). Changes are effective when posted unless stated otherwise. Your continued use of the Service after changes take effect constitutes acceptance. If you do not agree to a change, stop using the Service. This flexibility lets us update terms quickly as the law and the attorney review evolve.

15. Severability; waiver

If any provision of these Terms is held unenforceable, it will be limited or severed to the minimum extent necessary and the remaining provisions remain in full force. Our failure to enforce any provision is not a waiver.

16. Entire agreement

These Terms, the Privacy Policy, and (if you purchase a paid service) the applicable Engagement Terms are the entire agreement between you and Act 60 Sprint regarding the Service and supersede prior understandings. If the Engagement Terms conflict with these Terms for a paid engagement, the Engagement Terms control for that engagement.

17. Contact

Questions or legal notices: Act 60 Sprint, Coiners LLC, c/o Registered Agents Inc, 30 N Gould St, Ste R, Sheridan, WY 82801, team@act60sprint.com.